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(Magnify Money is owned by Lending Tree) LEARN MORE Here are 5 personal loan lenders for people who have less than ideal credit (meaning under 700) that will let you check your rate without impacting your credit score: Opp Loans: If you have no or bad credit, Opp Loans is an online lender that could help.If your credit score is below 630 (or if you have no credit score at all), Opp Loans will work with you.
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It can be challenging to find lenders that will approve you if you have a thin credit file or poor credit, but it’s not impossible.